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Our regular surveys of CD and Savings rates help you find the top rates offered by banks with FDIC insurance and credit unions with NCUA insurance.  Best Savings Account Rates iBonds

EE Savings Bond Rates

You can often get higher than advertised rates at your local branch if you do your homework. Print out the  "Highest CD Rate Survey" below and bring it in with you.   Also print out some of the advertisements showing rates advertised on your bank's competing web sites so you have proof.  (Make sure the date shows on your printout so they know it is current.) It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your CD.        
Major World Market Graphs at a Glance CDs with FDIC from Banks You Can Trust
Major World Market Graphs at a Glance
              "Highest CD Rates Survey by Term"  (for a $10,000 Certificate of Deposit)
Rate (APY)
(Click link for Full Rate Sheets)
Vanguard Daily - VMMXX
2/11/17 0.79%
Vanguard Prime Money Market (MM) Fund
Vanguard Tax Exempt - VYFXX
2/11/17 0.56%
Vanguard Tax Exempt MM Fund
FDIC Daily Savings 2/11/17 1.05%  Synchrony Bank
6 Mo US Treasury2/11/170.64
US Treasury Rates
US Series I Bonds - New
Rates for Older I-Bonds

2/11/17 2.76%
to 6.41%
Rate is fixed for 6 months after purchase
Current iBond Rates &
I- Bonds Explained
1 Year CD
  Melrose Credit Union
1 Yr US Treasury
2/11/17 0.81%
US Treasury Rates
2 Year CD
2/11/17 1.55%
  Melrose Credit Union
3 Year CD
2/11/17 1.81%
 Melrose Credit Union
5 Year CD
2/11/17 2.42%
 Melrose Credit Union
5 Yr US Treasury
2/11/17 1.89%
US Treasury Rate Quote
7 Year CD
2/11/17 2.22%  PenFed CU  & 1.95% @  Discover Bank
10 Year CD
2/11/17 2.20%
Discover Bank
10 Yr US Treasury
2/11/17 2.41%
US Treasury Rates
30 Yr US Treasury
2/11/17 3.01%
US Treasury Rate Quote
Vanguard Money Market & US Treasury Rates shown for Reference
Our Historical CD Rate Survey Database

==> Current US Treasury Rates <==

Quotes:  US Treasury Rate Quotes

Graphs:  US Treasury Rates at a Glance

Make sure you read the article: Beware of Annuities

Bottom line:
It never hurts to ask the teller if better rates are available when you do your homework!

Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!! 

Find the best (highest paying) CD rates from this survey.  Top CD Rates:  This is our latest survey of the APY interest rates paid for certificates of deposit by term followed by a list of all banks and credit unions in our database that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings and many more.

VeryBestCDRates.com   -  Best Savings Account Rates