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Current CD rates and terms at Provident Credit Union. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.  Contact Information

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! 
        
==> Provident CU Money Market Certificates  <==  as of 11/6/12

Term in MonthsMinimum BalanceDividend RateAPY
6 $1,000 0.150% 0.150%
12 $1,000 0.300% 0.300%
24 $1,000 0.399% 0.400%
36 $1,000 0.598% 0.600%
48 $1,000 0.797% 0.800%
60 $1,000 1.045% 1.050%




Article: Beware of Annuities

Provident CU Contact Information

Provident Corporate Office (not a branch but ATM Available at this site):
Address    
303 Twin Dolphin Drive    
Redwood Shores, CA  94065    
M-F 8-6    
(650) 508-0300 or (800) 632-4600     Call Center           M-F 8-6, Sat 9-1     

Article
How to Get the Best CD Rates


It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the credit Union directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.


==> Top CD and Savings Account Rates:  (Select your amount to find the best rates) <== 
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ArticleHow to Get the Best CD Rates  -  iBonds



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